Financial Resources

Social Workers: There will be a Social Worker Assigned to your baby once in the NICU. You should meet a Social Worker within the first week in the NICU. If you do not, ask your nurse how to get in touch with someone soon. Social Workers are a lot of help in finding help for your baby. For example, if your baby weighs 1200 grams or less a Social Worker can help you apply for Medicaid. Babies this small are considered "without resources" and once qualified Medicaid will pay the portion of the hospital bill that insurance does not cover. Donavon was on 2 health insurance plans and Medicaid. He weighed 690 grams at birth.
Financial Advisor's: Before taking your baby home from the hospital you will have an opportunity to speak with a financial advisor, take this opportunity. There is a program through Medicaid called TEFRA, Tax Equity and Fiscal Responsibilty Act of 1982. This extends Medicaid to babies with disabilities. There is a monthly premium depending on total monthly household income. This is for the families that make too much for regular Medicaid. The application process is quick if done at the hospital. There are many more options to look at depending on the situation that a Financial Advisor may help with.
Case Worker's: Once at home, if your child is on any state funded program there will be Case Worker's involved. Some will get in touch with you, some you will have to find. If you use Medicaid or TEFRA be sure to get in touch with your counties DHS office. There will be a case worker assigned through this office. There may also be a Case Worker through your private insurance, more than likely you have been in touch with them from the beginning of the hospital stay. They will continue to keep in contact as long as your child needs them. They are there to work for your child and get items paid for through your insurance company that they may not typically cover.
SSI (Supplemental Security Income) is another resource that may benefit your baby. This is a program where a check is sent to your baby to help offset expenses. It will be based on the household gross (before taxes) monthly income. For more information, refer to the following link:
http://www.socialsecurity.gov/ssi/index.htm
WIC ( Women, Infants, and Children) is a program made to help nutrition in women, infants, and children within certain guidlines. There is a household gross (before taxes) monthly income that must be met to qualify. For more information, refer to the following link: http://www.fns.usda.gov/wic/Contacts/statealpha.HTM